Dear Readers Today Our Topic is what is ATM ? ATM की कार्यप्रणाली क्या होती है ? what is full form Of ATM? Types of Error codes are using in ATMs. Why we are using ATM ? What is the Technology Behind the ATM Service? Benefits of ATM? What precautions should be taken to avoid fraud in ATM?
We are trying to Clear all your Questions About ATM of above all major queries so read full article.
What Is ATM ?
What Is ATM ? ATM kya hota hai ? An Automated teller machne that enables customer to withdraw Cash from this device so it is called an ATM.
Full Form Of ATM
Full Form Of ATM is – “Automated Teller Machine”
Types of Error codes are using in ATMs
Important ATM Error codes are very useful for us.
Response Code | Description |
---|---|
000 | Successful |
001 | Successful |
050 | Unauthorized Usage |
051 | Expired Card |
052 | Invalid Card |
053 | Incorrect PIN |
054 | Database Problem |
055 | Ineligible Transaction |
056 | Ineligible Account |
057 | Transaction Not Supported |
058 | Insufficient funds |
059 | Insufficient funds |
060 | Usage Limit Exceeds |
061 | WDL Limit Would Be Exceeded |
062 | Pin Tries Exceeds |
063 | WDL AMT already reached |
064 | Invalid Credit Card Cash Advance Amount |
068 | External Decline |
070 | System Error |
071 | Contact Card Issuer |
072 | Destination Not Available |
073 | Routing Loopback |
074 | Message Edit Error |
076 | Dormant Account |
077 | Account is locked |
078 | Inoperative Account |
079 | Acct Not Connected to ATM Card |
089 | Acquirer limit exceeds |
093 | Minor Acct |
094 | Insufficient Funds |
095 | Insufficient- mod-funds |
096 | Drawing Power |
150 | Blocked Card |
Why We Are Using ATM ?
ATMs are using by many of utilities are given below-
- Cash Withdraw
- Check Balance
- Generate/Change ATM PIN
- Make Recharge Or Bill Payment
Technology Behind the ATM Service
Automatic Teller Machines communicate with a central computer system (Bank Server) that clears transactions with the appropriate banks.
Benefits of ATM
Benefits Of ATM are given below-
- Withdraw Cash Anytime
- Avoid Long Queue and paper work for cash withdraw
- Change Of Generate ATM Pin
- many of services like recharge or bill pay, treansfer money etc.
What precautions should be taken to avoid fraud in ATM?
- Do Not share your personal identification number (PIN) With Anyone.
- Be aware of your surroundings, particularly at night.
- Bring someone with you when using an ATM.
- Check the ATM for a card skimmer
- Change PIN no. of ATM Frequently
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