Top 10 Lifetime Free Credit Card: Here In this post we will tell about the Totally LTF Credit Cards, Most of the banks are provided on of Varient Life Time Free Credit Card. AU BANK LTF CARD, AXIS BANK LIFETIME FREE CREDIT CARD, ICICI BANK LIFE TIME FREE CREDIT CARD, SBI LTF CREDIT CARD, YES BANK LTF, HDFC BANK LTF FREE CREDIT CARD, INDUSIND BANK LTF CREDIT CARD.
1. AU Lit Credit Card- Life Time Free
ELIGIBILITY CRITERIA
- Employment status: Salaried or Self-Employed
- Income: Rs 25,000 per month (Salaried and Self-employed)
- Required Age: 21-60 years
- Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
- No Delayed Payments in the last 12 months
- Required Credit Score: 700+
DOCUMENTS NEEDED
- Valid PAN Card
- Aadhar Card – should be linked to Mobile (For EKYC)
- Address proof
- Income Proof (if opted for Income surrogate)
PARTNER DISCOUNTS
- 10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
- Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
- 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
- 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
2. IndusInd Legend- Life Time Free Credit Card
ELIGIBILITY CRITERIA
- Income group: Rs 80,000 for Salaried and Rs 1,00,000 for Self-Employed
- Age group: 21-65 years
- Credit Score: 650+
- No Delayed Payments in the last 12 months
- Existing Home or Auto Loan
- Existing active credit card with a limit of more than Rs 50,000 of any bank
DOCUMENTS NEEDED
- No physicals documents required
- Keep your Aadhaar and PAN number handy
FEES & LIST OF ALL CHARGES
- Lifetime Free Card
- Joining Fees: Nil
- Annual Fees: Nil
- Annual Fee Waiver: Not applicable
3. IndusInd Platinm Life Time Free Credit Card
ELIGIBILITY CRITERIA
- Income group: Rs 20,000 for Salaried and Rs 30,000 for Self-Employed
- Age group: 21-65 years
- Credit Score: 650+
- No Delayed Payments in the last 12 months
- New to Credit is Allowed
- Existing Home or Auto Loan
- Existing active credit card with a limit of more than Rs 50,000 of any bank
DOCUMENTS NEEDED
- No physicals documents required
- Keep your Aadhaar and PAN number handy
- Income Proof
FEES & LIST OF ALL CHARGES
- Lifetime Free Card
- Joining Fees: Nil
- Annual Fees: Nil
- Annual Fee Waiver: Not applicable
4. Axis Neo – Life Time free Credit Card
ELIGIBILITY CRITERIA
- Employment status: Salaried or Self-Employed
- Income: Rs 21,000 per month (Salaried), Rs 30,000 per month (self-employed)
- Required Age: 21-60 years
DOCUMENTS NEEDED
- PAN Card/Form 60
- Colour photograph
- Address Proof
- ID Proof
- Bank statement or Income Proof
FEES & LIST OF CHARGES
- Joining Fees: LIFETIME FREE
- Annual fees: NA
4. IDFC First – Life Time Free Credit Cars
Special Offer: Free Gift Voucher worth Rs 500
ELIGIBILITY CRITERIA
- Income group: Rs 25,000 and above
- Age group: 18-70 years
- Credit card holders are preferred
- Required Age: 21-60 years
Documents Needed
- PAN Card/Form 60
- Address proof
- Colour photograph
- ID Proof
- Income proof
Fees & List of all charges
- Joining Fees: Nil
- Annual Fees: Nil
- Interest rate: 0.75-3.5% per month
- Cash Withdrawal charges: Rs 250 per transaction
- Card Replacement charges: Rs 100
5. AU SwipeUp Platform
- Upgrade any Existing Credit Card from any Bank to an AU Credit Card.
- Lifetime free credit card with no joining or annual fee.
- Get Higher Reward Points, Exciting Cashbacks & Increased Credit Limit.
- Enjoy Special Value Added Features that suit your lifestyle & spendings.
FEES & LIST OF ALL CHARGES
- Lifetime Free Card
- No Joining / Renewal / Annual Fees
- Only applicable for existing credit card holders of other banks
Also Read: FD vs RD, 5 साल के लिए निवेश में किससे ज्यादा ब्याज मिलेगा
Disclaimer: आज दिनांक 24.12.2023 को यह पोस्ट अपडेट की गई है तथा इस दिन तक यह सभी कार्ड जो ऊपर दिए गए हैं लाइफटाइम फ्री है, यदि आप इस तारीख के बाद भी अप्लाई करते हैं तो कृपया बैंक के ऑफिसियल वेबसाइट पर जरूर चेक कर लें कि यह लाइफटाइम फ्री है या नहीं है.
